Our Realtors® enjoy helping buyers find a home they are proud to call home. They always do their best to serve all your real estate needs. Our Realtors® have access to the Multiple Listing Service and continuously track trends in the real estate market. Our Realtors® spend time with you listening and learning your real estate needs. They will determine:

     · What style of homes you like
     · What you would like in extras
     · 12 major areas to watch when purchasing, to avoid a wrong decision
     · What price range you are comfortable with 
     · What down payment is comfortable for you
     · What monthly payment would fit your budget
     · What areas you will consider
     · Answers to any questions about which types of finance are best for you
     · The process of getting a mortgage.

HOME FINANCING CHOICES
What could be more comforting than the peace of mind that goes with knowing your mortgage is fully approved. You will have a greatly improved negotiating position when you are pre-approved for a mortgage. Sellers are more apt to negotiate with someone who already has a mortgage approval in hand. They pre-approval letter lets the seller know they are working with a serious buyer. A pre-approved buyer can also close on a property more quickly--another major consideration for a motivated seller. Obtaining a pre-approval mortgage is essential in a "sellers' market" or where supply is limited.

DOCUMENTS NEEDED TO APPLY FOR A MORTGAGE
When you apply for a mortgage, you will need to furnish information regarding your income, expenses and obligations. Contact us for a list of the items you need to have available. Have you had situations in the past that have put blemishes on your credit? Some lenders will work with you to find a credit solution. We work with various mortgage companies that will be able to assist you.

Plese call or email for a free brochure:

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What Your Home Inspection Should Cover
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5 Property Tax Questions You Need to Ask
10 Questions to Ask Your Condo Board
10 Questions to Ask Your Lender
6 Creative Ways to Afford a Home
10 Things a Lender Needs From You

Choices That Will Affect Your Loan
5 Things to Understand About Homeowners Insurance
10 Ways to Lower Your Homeowners Insurance Costs
5 Things to Understand About Title Insurance
What Not to Overlook on a Final Walk-Through

Common Closing Costs for Buyers
What to Keep From Your Closing
Tips for Packing Like a Pro
7 Reasons to Own Your Own Home
Tax Benefits of Home Ownership

10 Steps to Getting Your Finances in Order
Budget Basics Worksheet
8 Ways to Improve Your Credit
5 Factors that Decide Your Credit Score
Your Property Wish List

Tips for Finding the Perfect Neighborhood
Tips for Buying in a Tight Market
The Pros and Cons of Condos
5 Reasons You Need a REALTOR®
Questions to Ask When Choosing a REALTOR®

10 Steps to Prepare for Homeownership
How Big a Mortgage Can I Afford?
Steps to Prepare for Homeownership
10 Tips for First-Time Homebuyers
5 Common First-Time Homebuyer Mistakes